Last update: September 18, 2025

Welcome to the TAF (Tu Amigo en Finanzas) website, directed by Rogelio Costilla. By accessing and using our site, you agree to comply with the following Terms and Conditions. We ask you to read them carefully, as they regulate the use of this website and the services offered.

1. Use of the website

• The content of this site is only informative and educational on life insurance and financial education.

• You agree to use the site legally, respectfully and without affecting the rights of third parties.

• It is forbidden to use this site to disseminate false, offensive, fraudulent information or that violates local, state or federal laws.

2. Information submitted

• TAF (Tu Amigo en Finanzas) tries to keep the information updated and accurate, but does not guarantee that all content is free of errors or omissions.

• The published material (articles, blogs, events and resources) does not constitute personalized financial, legal or fiscal advice. We always recommend a direct consultation with an authorized advisor.

3. Services offered

• The advisory and insurance contracting services offered through this site are subject to availability, eligibility requirements and the conditions established by the corresponding insurance companies.

• TAF (Tu Amigo en Finanzas) acts as an authorized intermediary in the advice and management of insurance policies.

4. Intellectual property

• All content on this website (texts, images, logos, design, structure and graphics) is the property of TAF (Tu Amigo en Finanzas) or its licensors, and is protected by intellectual property laws.

• It is not allowed to copy, distribute or reproduce content without prior written permission.

5. Links to third parties

• Our site may include links to external pages. TAF (Tu Amigo en Finanzas) is not responsible for the contents, policies or practices of such sites.

• By following an external link, the user does so at his own risk.

6. Limitation of liability

• TAF (Tu Amigo en Finanzas) is not responsible for direct, indirect or consequential losses or damages arising from the use of this website or the impossibility of accessing it.

• The contracting of insurance policies depends on the approval of the insurer and the particular conditions of the applicant.

7. Protection of personal data

• The use of personal information is regulated under our Privacy Policy, available on this website.

8. Modifications

• TAF (Tu Amigo en Finanzas) reserves the right to modify these Terms and Conditions at any time.

• Any changes will be published on this site with the corresponding update date.

9. Contact

If you have questions about these Terms and Conditions, you can contact us at:

📧 rogeliocostilla@tafrc.com

📍 Aurora, IL – Virtual attention throughout the US.