Because the sooner you hire it, the lower your monthly premium will be. In addition, protect your family and ensure your financial stability in case of unforeseen events.

Temporary insurance covers for a specific period (e.g. 10, 20 or 30 years), while permanent insurance lasts a lifetime and can accumulate cash value.

Yes, certain permanent insurance generates cash value that you can use as savings or long-term investment.

In temporary insurance, the coverage ends without additional benefits. In permanent insurance, your family receives the death benefit or you can take advantage of the value accumulated in life.